Disclaimer

Thank you for visiting our Independent Planning Group Stouffville web site.

We are obligated to inform you that the product descriptions and information that follow are intended for educational purposes only and are not to be considered as a solicitation to purchase any security.

Commissions, trailing commission, management fees, and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. To obtain a prospectus, or further information, please contact us at info@ipgstouffville.com. Offers to purchase securities must be made through a registered mutual funds representative.

We act on behalf of Independent Planning Group Inc. for the purchase and sale of mutual funds and all life business is placed through our associated entity IPG Insurance Inc. IPG is not involved in, or associated with, any other business activities (ie: financial planning, tax preparation, life insurance through non-IPG contracts, pension advisory services) that your financial advisor may conduct and IPG assumes no responsibility for any such activity. These activities are not supervised by IPG nor can IPG be held liable for such activities.

Our web pages are under constant revision and subject to change without notice. Due to the dynamic nature of the mutual fund industry, we can make no guarantee as to the accuracy of the information presented. Mutual fund values fluctuate daily.

The information contained herein is for personal use only. Redistribution of this information is prohibited without written permission.


IPG Privacy Policy

Ten interrelated principles form the basis of IPG’s Privacy Policy:

1. Accountability
IPG is responsible for personal information under its control and shall designate an individual or individuals who are accountable for compliance with privacy principles.

2. Identifying Purposes
The purpose(s) for which personal information is collected from all clients shall be identified at or before the time the information is collected.

3. Consent
The knowledge and consent of the client are required for the collection, use, or disclosure of personal information, except for legal or security reasons.

4. Limiting Collection
The collection of personal information shall be limited to that which is necessary for the purposes identified. Information shall be collected by fair and lawful means.

5. Limiting Use, Disclosure and Retention
Personal information shall not be used or disclosed for purposes other than those for which it was collected, except with the consent of the client or as required by law. Personal information shall be retained only as long as necessary for the fulfillment of those purposes.

6. Accuracy
Personal information shall be as accurate, complete, and up-to-date as is necessary for the purposes for which it is to be used.

7. Safeguards
Personal information shall be protected by security safeguards appropriate to the sensitivity of the information. All client information/files should remain in a secure location at all times.

8. Openness
IPG and its representatives shall make readily available to all clients specific information about its policies and practices relating to the management of personal information.

9. Client Access
Upon request, a client shall be informed of the existence, use, and disclosure of his or her personal information and shall be given access to that information. A client shall be able to challenge the accuracy and completeness of the information and have it amended as appropriate.

10. Challenging Compliance
A client shall be able to address a challenge concerning compliance with the above principles to the designated individual or individuals accountable at IPG for compliance with this Privacy Policy.


* Policies are subject to change without notice.